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Salary & GOSI calculator for Saudi Arabia
Calculate net salary and GOSI contributions instantly, for Saudi and non-Saudi employees, and reveal what the hire truly costs the employer. There is no personal income tax in Saudi Arabia; this tool shows what is actually deducted and what your company bears.
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Frequently Asked Questions
There is no personal income tax on salaries in Saudi Arabia, so an employee's net is their gross minus their own GOSI share (Saudis only). The employer's cost is the gross plus the employer's GOSI share.
GOSI is charged on the contributory wage = basic salary + housing allowance, capped at SAR 45,000/month; transport and other allowances are excluded. Example: a Saudi (registered before July 2024) with basic 10,000, housing 2,500 and transport 1,000: contributory wage 12,500, so 9.75% = 1,218.75 is deducted (net 12,281.25), and the employer pays 11.75% = 1,468.75, making the monthly cost SAR 14,968.75.
- Saudi registered before July 2024: employee 9.75%, employer 11.75%. Registered from July 2024 onward: 10.75% and 12.75% under the new social-insurance system.
- Non-Saudi: 2% occupational hazards borne entirely by the employer; nothing is deducted from the employee's pay.
- The true cost exceeds the salary: end-of-service and medical insurance accrue on top, plus iqama and labor-office fees for non-Saudis.
- The work-permit levy (المقابل المالي) for a non-Saudi is 700 SAR/month when Saudis are ≥ expats, or 800 SAR/month when expats outnumber Saudis, roughly 8,400 to 9,600 SAR a year per expat, with exemptions for industrial and small establishments.
- A Gulf (GCC) national is treated like a Saudi: no levy, no iqama, no visa, and counts toward Saudization, so they cost close to a Saudi and far less than an expat.
Built by The Right Way team on official sources
The Right Way's consultants built this tool on official and government regulations and guides, and we update it whenever they change. The figures are indicative, and government fees vary with your activity.
We relied on regulations and guides issued by:
- General Organization for Social Insurance (GOSI)
- Ministry of Human Resources and Social Development
- Council of Health Insurance (CHI)
The document behind each figure, with its edition, date and link, is available to members of The Right Way. See the membership
An independent tool by The Right Way, not affiliated with or endorsed by any government entity. For your company's official figures, check GOSI and Qiwa.
This tool is free and for guidance only. Its results are estimates based on general benchmark figures that may not apply to your case; they are not certified advice or a binding commitment from The Right Way, and should not be relied upon on their own.
To run your payroll accurately and in line with regulations, see the HR Outsourcing packages and their published prices.
To the extent permitted by law, The Right Way is not responsible for any decision you make based on them, and use of this tool is subject to our Terms of Use.
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